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Terms and Conditions

Last Updated: January 2026

Agreement to Terms

By accessing and using AutoInsurance.Agency ("the Website"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you should not use this website.

Description of Services

AutoInsurance.Agency provides an online platform for consumers to request and receive insurance quotes from various insurance companies and brokers. We act as an intermediary to connect you with insurance providers who can offer coverage that may meet your needs.

Information Sharing

By using this website and submitting information through our quote forms, you understand and agree that:

  • Your information will be sent to insurance companies, underwriters, and other parties involved in the insurance quoting process.
  • Multiple insurance providers may contact you regarding your quote request.
  • Insurance companies may use your information to evaluate your eligibility for coverage and determine pricing.
  • Your information may be shared with licensed insurance professionals and representatives.
  • Third-party service providers who assist with the quote process may have access to your information.

Product Availability

Important Notice: Not all insurance products are available in all states. Insurance availability, coverage options, and pricing vary by:

  • State of residence
  • Type of coverage requested
  • Individual underwriting factors
  • Insurance company guidelines

The availability of specific coverage and products will be determined during the quoting process based on your location and other factors.

No Guarantee of Coverage

Submission of a quote request does not guarantee:

  • That you will receive a quote
  • That you will be eligible for coverage
  • Any specific pricing or rates
  • That coverage will be issued

All quotes are subject to underwriting review and approval by the insurance company.

Accuracy of Information

You agree to provide accurate, complete, and current information when submitting quote requests. Providing false or misleading information may result in:

  • Denial of coverage
  • Cancellation of policies
  • Claim denials
  • Legal consequences

Communication Consent

By submitting your contact information, you consent to receive:

  • Phone calls from insurance representatives
  • Text messages regarding your quote request
  • Emails about your quote and related insurance products
  • Follow-up communications from insurance providers

You may opt out of communications by following the unsubscribe instructions provided or by contacting us directly.

Credit Information Authorization

By using this website, you acknowledge that some insurance companies use credit-based insurance scores as part of their rating process. You authorize insurance companies to access your credit information for the purpose of providing insurance quotes and determining eligibility.

Disclaimer of Warranties

This website and its content are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:

  • The website will be uninterrupted or error-free
  • Any specific results will be achieved
  • The information provided is complete or current
  • Any defects will be corrected

Limitation of Liability

To the fullest extent permitted by law, AutoInsurance.Agency shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of the website or services.

Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of use of these external sites. Accessing third-party links is at your own risk.

Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of AutoInsurance.Agency or its licensors and is protected by intellectual property laws.

Indemnification

You agree to indemnify and hold harmless AutoInsurance.Agency, its affiliates, and their respective officers, directors, employees, and team members from any claims, damages, or expenses arising from your use of the website or violation of these terms.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which we operate, without regard to conflict of law principles.

Severability

If any provision of these Terms and Conditions is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes constitutes acceptance of the modified terms.

Contact Information

For questions about these Terms and Conditions, please contact us:

Terms and Conditions